Importance of travel insurance!

Embarking on a trip whether a business or a leisure requires an extensive amount of preparation to ensure that the journey would be fruitful and safe as well. This is where travel insurance comes in mind. It not only assures you a safe journey but also creates a net guard against the unforeseen medical emergencies. For international travelers, travel insurance will be another specific requirement for entry into countries such as the United States and UAE. So, for a good reason too, it will be a part of our list while planning the next trip whether you like it or not. If you’re still wondering why travel insurance is important in 2021 then this checklist may provide you certain insights.

Importance of travel insurance in 2021:

Covers medical expenses in an emergency:

Let us start with the most crucial point in the current scenario which includes the expenses in case of falling ill while travelling or meeting an accident. In 2021, having a travel insurance with emergency medical benefits, can pay for losses due to ‘covered’ medical emergencies that occur during your trip. Emergency medical transportation benefits can pay for medically necessary transportation to the nearest appropriate medical facility, as well as the cost of getting you home following a covered injury or illness. But in all cases, it is important to have travel insurance that covers COVID.
Note: All travel insurances may not cover COVID expenses. You need to check policies before investing.

Covers against check-in baggage loss:

Travel insurance provides cover against loss or theft of your baggage and passport. Some insurers also help to make arrangements for a temporary passport.

Covers trip disruptions:

Trip disruptions are the reasons due to which you have to cancel your trip. Travel insurance covers the trip cancellation cost either by you or by your travel company (as per the policy terms and conditions).

Some insurers also provide assistance in case you find yourself accidentally liable for any third party damage in a foreign country. Travel insurance is an important tool that empowers you to tackle risk in this raging pandemic scenario. There are a wide variety of plans being offered by a number of travel insurance providers, one should choose a plan that is best suited to one’s needs.